{"id":7602,"date":"2026-08-05T12:43:41","date_gmt":"2026-08-05T12:43:41","guid":{"rendered":"http:\/\/62.233.124.245\/~soderbergtest1\/master\/?page_id=7602"},"modified":"2026-08-05T12:53:06","modified_gmt":"2026-08-05T12:53:06","slug":"terms-conditions","status":"publish","type":"page","link":"http:\/\/62.233.124.245\/~soderbergtest1\/master\/terms-conditions\/","title":{"rendered":"Terms &amp; Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7602\" class=\"elementor elementor-7602\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae1e0c5 e-flex e-con-boxed e-con e-parent\" data-id=\"ae1e0c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0a99f19 e-con-full e-flex e-con e-child\" data-id=\"0a99f19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53dd250 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"53dd250\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terms of Use <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b1dcae elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2b1dcae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Important Information and Terms of Use will be updated periodically. <strong>XXX<\/strong> is an appointed representative of S\u00f6derberg &amp; Partners and is dedicated to maintaining, protecting, and respecting your privacy.<\/p><p>The contents of this website are communicated by <strong>XXX<\/strong> is a trading style of <strong>XXX<\/strong>. FRN00000 which is an appointed representative of S\u00f6derberg &amp; Partners Financial Planning Limited which is authorised and regulated by the Financial Conduct Authority. FRN 0000. Registered in England and Wales, No: 0000000 Registered office: <strong>XXX<\/strong>.<\/p><p>Company address: <strong>XXX<\/strong><\/p><p>Registered number: <strong>XXX<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-012ce43 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"012ce43\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Introduction<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5478b1f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5478b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tWelcome to our website, www.nwdwm.co.uk, accessible on your computer or portable handheld device. The website is provided by us to you as a user of our website.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23919c9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"23919c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risk warnings <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ac825f elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3ac825f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The pages on this website have been created by <strong>XXX<\/strong> for the general interest of readers.<\/p><p>Nothing here should be taken as advice to undertake a transaction, and professional advice should be sought on specific issues and prior to any course of action.<\/p><p>The value of any investment and the income generated from it are not guaranteed and can decrease as well as increase, meaning you may not recover the original amount invested.<\/p><p>If we select or recommend a particular investment strategy or model for one client, it does not mean it is suitable for any other client.<\/p><p>Past performance does not reliably predict future results. Investors should understand that the value and income from investments can decrease as well as increase, and they might not recover their original investment.<\/p><p>Fluctuations in exchange rates or taxation may negatively impact the price, value, or income of investments. Investment returns may be limited by fees, and inflation can diminish the real value of investments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a13389 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6a13389\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Residence<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a59be74 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"a59be74\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The pages on this website are prepared and issued in the United Kingdom and are intended for the information of UK residents only. Specifically, the information presented is not for distribution and does not constitute an offer to sell or a solicitation of any offer to buy securities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ade45f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4ade45f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">General<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d100a03 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"d100a03\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While <strong>XXX<\/strong> has taken all reasonable care to ensure the information on this site is accurate and complies with relevant United Kingdom legislation and regulations as of the date of publication, no liability can be accepted for any errors, omissions, or for information that becomes outdated. <strong>XXX<\/strong> is a UK-based company and is not affiliated with any other investment or wealth management company with a similar name.<\/p><p><strong>XXX<\/strong> accepts no responsibility for the information contained on any other sites accessible via hypertext links from these pages, nor for their availability at all times. Please note that clicking on any external site hypertext link will take you away from the <strong>XXX<\/strong> website, which has its own regulatory protections. <strong>XXX<\/strong> reserves the right to suspend or withdraw access to this site\u2019s pages at any time without notice and accepts no responsibility if these pages are not available at all times.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6cfeb4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b6cfeb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Data Protection<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fb99a8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"7fb99a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We are committed to protecting your privacy and ensuring that your information is collected and used fairly, in full compliance with the UK GDPR and the Data Protection Act 2018. For full details on how we handle your personal information, please refer to our Privacy Notice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faf58d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4faf58d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Copyright and trademark <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be840b4 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"be840b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Copyright 2026 <strong>XXX<\/strong>. All rights reserved. The copyright in the pages of this website, including the screens displaying the pages, as well as the information, materials, and their arrangement contained herein, is owned by <strong>XXX<\/strong>, unless otherwise specified. Reproduction of these pages, wholly or partly, without prior written consent from <strong>XXX<\/strong> is strictly prohibited, except for private, non-commercial viewing purposes.<\/p><p>Whilst <strong>XXX<\/strong> seeks to ensure that the information on this website is accurate and complete, <strong>XXX<\/strong> does not accept any liability arising from any inaccuracy or omission in or the use of or reliance on the information on this site. You are advised to verify the accuracy of any information before relying on it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f943a8 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7f943a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Complaints<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e00bf2 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9e00bf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>XXX<\/strong> is committed to ensuring that we treat our clients fairly. If you are dissatisfied with any aspect of the service you receive from us, please let us know. This will give us the opportunity to put matters right and to improve the service we provide to all our clients. In the first instance, please contact your <strong>XXX<\/strong>Financial Adviser, where applicable, by email, telephone or letter.<\/p><p><strong>Alternatively, you can write to our Compliance Officer at:<\/strong><\/p><p><strong>Compliance Officer, NWD Wealth Management at S\u00f6derberg &amp; Partners<\/strong><br \/>Financial Planning Ltd<br \/>One Temple Quay<br \/>Temple Back East<br \/>Bristol, BS1 6DZ<br \/><strong>Email:<\/strong> <a href=\"mailto:complianceFP@soderbergpartners.com\">complianceFP@soderbergpartners.com<\/a><\/p><p><strong>When you contact us to make a complaint, please ensure you provide the following information:<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79e888e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"79e888e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Your full name, address, account details and your telephone number<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A full description of your complaint and what you want us to do to resolve your complaint<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Copies of any relevant documentation you wish us to consider as part of the complaint investigation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c35bf7c elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"c35bf7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We aim to resolve all complaints promptly, so please provide us with all the necessary information to enable us to investigate your complaint.<\/p><p>In the United Kingdom, you may also have the right to make a complaint to the Financial Ombudsman Service if you are an individual and you are dissatisfied with how we handle your complaint. If you are a business, particularly a small business, you may also be eligible to lodge a complaint with the Financial Ombudsman Service.<\/p><p><strong>You can obtain a copy of the Financial Ombudsman Service explanatory leaflet from us or directly from the Financial Ombudsman Service at:<\/strong><\/p><p><strong>The Financial Ombudsman<\/strong> Service<br \/>Exchange Tower<br \/>London<br \/>E14 9SR<\/p><p><strong>Website:<\/strong> <a href=\"https:\/\/www.financial-ombudsman.org.uk\" target=\"_blank\" rel=\"noopener\">www.financial-ombudsman.org.uk<\/a><br \/><strong>E-mail:<\/strong> <a href=\"mailto:complaint.info@financial-ombudsman.org.uk\">complaint.info@financial-ombudsman.org.uk<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7c8844 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e7c8844\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Email<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-618f00a elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"618f00a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Please be aware that we cannot guarantee receipt of any email sent to us, nor that the contents of such emails will remain private during internet transmission. If you have concerns about this, you might prefer to contact us by telephone or in writing instead.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb1d40 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"beb1d40\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Downloads and links <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5bf49 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6a5bf49\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Please note that any content and associated formats are downloaded at your risk. <strong>XXX<\/strong> does not warrant the suitability of any such content items that are downloaded and accepts no liability for any problems with your computer which may arise as a result. If you are in any doubt as to the suitability of downloaded content for your computer, it is recommended that you obtain specialist advice before downloading.<\/p><p>On this website, you may be offered automatic links to other sites that we hope you will find interesting. <strong>XXX<\/strong> does not accept any responsibility for the content of those websites, the owners of which do not necessarily have any link, commercial or otherwise.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43c82dd elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"43c82dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cookies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b04120 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6b04120\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most websites use \u201ccookies\u201d to identify users and improve their browsing experience. Cookies are small text files that are downloaded onto a user\u2019s device by websites that the user visits. <strong>XXX<\/strong> uses cookies to provide you with a better online experience and, in particular, to tell us how and when pages of our websites are visited, what our visitors\u2019 technology preferences are and whether our websites function properly. To find out more about the cookies that we use, their purpose and how you can manage them, please visit our Cookies page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Terms of Use The Important Information and Terms of Use will be updated periodically. XXX is an appointed representative of S\u00f6derberg &amp; Partners and is dedicated to maintaining, protecting, and respecting your privacy. The contents of this website are communicated by XXX is a trading style of XXX. FRN00000 which is an appointed representative of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7602","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; Conditions - Soderberg<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions - Soderberg\" \/>\n<meta property=\"og:description\" content=\"Terms of Use The Important Information and Terms of Use will be updated periodically. 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